Status and Development Trend of Campus Loan Industry
袁景辉①② YUAN Jing-hui；张焱① ZHANG Yan；李文萍① LI Wen-ping
（①Mathematical Modeling Innovation Laboratory，North China University of Science and Technology，Tangshan 063200，China；
②School of Mechanical Engineering，North China University of Science and Technology，Tangshan 063200，China）
Abstract: This paper mainly analyzes the status quo of the campus loan industry and establishes a grey forecasting model based on this, and analyzes its future development trend. In view of the current situation of campus loans, the number of college students, the attitude of students to campus loans, the number of campus loan service platforms, the number of problem platforms, and the turnover of the industry were selected, and the actual development status was quantitatively analyzed. It has been developing in an overall direction, but industry standards are not perfect, and competition is fierce. The problem platform still exists. In view of the future development trend of the campus loan, two factors, namely the turnover of the industry and the net income of the company, are used as indicators, and a grey forecasting model is established to obtain the trends of the development of the industry turnover and net income. In the coming years, the turnover and net income of the campus loan industry will also grow at a faster rate.
Key words: campus loan；grey prediction model；matlab
中图分类号：G647 文献标识码：A 文章编号：1006-4311（2018）16-0048-02